{"id":657,"date":"2021-08-24T14:36:10","date_gmt":"2021-08-24T12:36:10","guid":{"rendered":"https:\/\/casopiszeny.cz\/?p=657"},"modified":"2021-08-24T14:36:12","modified_gmt":"2021-08-24T12:36:12","slug":"jake-je-prumerne-kapesne-stredoskolaku-jak-s-nim-nakladaji","status":"publish","type":"post","link":"https:\/\/casopiszeny.cz\/?p=657","title":{"rendered":"Jak\u00e9 je pr\u016fm\u011brn\u00e9 kapesn\u00e9 st\u0159edo\u0161kol\u00e1k\u016f? Jak s n\u00edm nakl\u00e1daj\u00ed?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Podle pr\u016fzkumu si p\u0159ivyd\u011bl\u00e1v\u00e1 a\u017e 60 procent st\u0159edo\u0161kol\u00e1k\u016f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pravda 30.06.2021 09:00 Adolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i? Foto: Shutterstock<br>Adolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i?<br>Kapesn\u00ed Slovensk\u00e9 st\u0159edo\u0161kol\u00e1k\u016fm nesta\u010d\u00ed. Pr\u016fzkum Nadace PARTNERS uk\u00e1zal, \u017ee nejv\u00edce st\u0159edo\u0161kol\u00e1k\u016f (45%) dost\u00e1v\u00e1 t\u00fddenn\u00ed kapesn\u00e9 ve v\u00fd\u0161i 20 a\u017e 30 eur, p\u0159ibli\u017en\u011b 21% hospoda\u0159\u00ed s t\u00fddenn\u00ed \u010d\u00e1stkou 10 a\u017e 20 eur a necel\u00fdch 30% si mus\u00ed poradit s kapesn\u00edm do 10 eur t\u00fddn\u011b. &#8222;Kapesn\u00ed se takto u t\u00e9m\u011b\u0159 poloviny zapojen\u00fdch st\u0159edo\u0161kol\u00e1k\u016f pohybuje m\u011bs\u00ed\u010dn\u011b v rozmez\u00ed od 80 do 120 eur, co\u017e u\u017e jsou nemal\u00e9 pen\u00edze. \u017d\u00e1ci nemusej\u00ed hradit povinn\u00e9 \u00fa\u010dty, stravu, dopravu ani ubytov\u00e1n\u00ed. Jde tedy o \u010d\u00e1stku ur\u010denou pro osobn\u00ed spot\u0159ebu. Zde vid\u00edme prostor, kde m\u016f\u017eeme mlad\u00fdch lid\u00ed edukovat a nau\u010dit je takov\u00e9 finance rozumn\u011b pl\u00e1novat, &#8222;uv\u00e1d\u00ed Juraj Juras z Nadace PARTNERS, kter\u00e1 v r\u00e1mci projektu Finan\u010dn\u00ed olympi\u00e1da prov\u011b\u0159ovala, jak jsou na tom \u017e\u00e1ci st\u0159edn\u00edch \u0161kol a v\u00edcelet\u00fdch gymn\u00e1zi\u00ed v ot\u00e1zk\u00e1ch osobn\u00edch financ\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Podle pr\u016fzkumu si na konkr\u00e9tn\u00ed v\u011bc spo\u0159\u00ed a\u017e 86% st\u0159edo\u0161kol\u00e1k\u016f. Pen\u00edze si p\u0159itom st\u0159edo\u0161kol\u00e1ci nej\u010dast\u011bji odkl\u00e1daj\u00ed na volno\u010dasov\u00e9 aktivity s kamar\u00e1dy (40%), k cestov\u00e1n\u00ed (33%), nebo na nov\u00fd mobil, po\u010d\u00edta\u010d \u010di jinou elektroniku (31%).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&#8222;Tato \u010d\u00edsla n\u00e1s mile p\u0159ekvapily. Mlad\u00ed lid\u00e9 se d\u00edky hospoda\u0159en\u00ed s vlastn\u00edmi pen\u011bzi p\u0159ipravuj\u00ed na samostatn\u00fd finan\u010dn\u00ed \u017eivot a jsou p\u0159ipraveni i na dal\u0161\u00ed level praktick\u00e9 v\u00fduky. T\u00edm je spr\u00e1va osobn\u00edch financ\u00ed a z\u00e1kladn\u00ed pravidlo &#8222;ide\u00e1ln\u00edch finan\u010dn\u00edch m\u00edr&#8220; 10: 20: 30: 40, &#8222;dod\u00e1v\u00e1 Juraj Juras. Podle tohoto pravidla optim\u00e1ln\u00edho spravov\u00e1n\u00ed financ\u00ed sm\u011b\u0159uje 10% z m\u011bs\u00ed\u010dn\u00edch p\u0159\u00edjm\u016f do tvorby rezervy, 20% pro zaji\u0161t\u011bn\u00ed do budoucnosti, maxim\u00e1ln\u011b 30% mohou tvo\u0159it v p\u0159\u00edpad\u011b pot\u0159eby \u00fav\u011bry &#8211; nap\u0159\u00edklad hypot\u00e9ka a ne v\u00edce ne\u017e 40% z m\u011bs\u00ed\u010dn\u00edch p\u0159\u00edjm\u016f by m\u011blo sm\u011b\u0159ovat do spot\u0159eby.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"751\" src=\"https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-1024x751.jpg\" alt=\"\" class=\"wp-image-659\" srcset=\"https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-1024x751.jpg 1024w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-300x220.jpg 300w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-768x563.jpg 768w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-1536x1126.jpg 1536w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-2048x1501.jpg 2048w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-696x510.jpg 696w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-1068x783.jpg 1068w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-1920x1407.jpg 1920w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-573x420.jpg 573w, https:\/\/casopiszeny.cz\/wp-content\/uploads\/2021\/08\/pexels-jeswin-thomas-3380736-80x60.jpg 80w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Hospoda\u0159it se v\u0161ak st\u0159edo\u0161kol\u00e1ci nau\u010d\u00ed i d\u00edky pen\u011bz\u016fm, kter\u00e9 si ka\u017ed\u00fd m\u011bs\u00edc ke kapesn\u00edmu p\u0159ivyd\u011blat na pravideln\u00fdch nebo alespo\u0148 ob\u010dasn\u00fdch brig\u00e1d\u00e1ch. Podle pr\u016fzkumu si p\u0159ivyd\u011bl\u00e1v\u00e1 a\u017e 60% st\u0159edo\u0161kol\u00e1k\u016f a a\u017e 79% hospoda\u0159\u00ed se sv\u00fdmi pen\u011bzi p\u0159es vlastn\u00ed bankovn\u00ed \u00fa\u010det.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Podle pr\u016fzkumu si p\u0159ivyd\u011bl\u00e1v\u00e1 a\u017e 60 procent st\u0159edo\u0161kol\u00e1k\u016f. Pravda 30.06.2021 09:00 Adolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i? Foto: ShutterstockAdolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i?Kapesn\u00ed Slovensk\u00e9 st\u0159edo\u0161kol\u00e1k\u016fm nesta\u010d\u00ed. Pr\u016fzkum Nadace PARTNERS uk\u00e1zal, \u017ee nejv\u00edce st\u0159edo\u0161kol\u00e1k\u016f (45%) dost\u00e1v\u00e1 t\u00fddenn\u00ed kapesn\u00e9 ve v\u00fd\u0161i 20 a\u017e 30 eur, p\u0159ibli\u017en\u011b 21% hospoda\u0159\u00ed s t\u00fddenn\u00ed \u010d\u00e1stkou 10 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[],"class_list":["post-657","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rodina"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Podle pr\u016fzkumu si p\u0159ivyd\u011bl\u00e1v\u00e1 a\u017e 60 procent st\u0159edo\u0161kol\u00e1k\u016f. Pravda 30.06.2021 09:00 Adolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i? Foto: ShutterstockAdolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i?Kapesn\u00ed Slovensk\u00e9 st\u0159edo\u0161kol\u00e1k\u016fm nesta\u010d\u00ed. 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Pravda 30.06.2021 09:00 Adolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i? Foto: ShutterstockAdolescenti a kapesn\u00ed. Dost\u00e1vaj\u00ed ho i ti va\u0161i?Kapesn\u00ed Slovensk\u00e9 st\u0159edo\u0161kol\u00e1k\u016fm nesta\u010d\u00ed. Pr\u016fzkum Nadace PARTNERS uk\u00e1zal, \u017ee nejv\u00edce st\u0159edo\u0161kol\u00e1k\u016f (45%) dost\u00e1v\u00e1 t\u00fddenn\u00ed kapesn\u00e9 ve v\u00fd\u0161i 20 a\u017e 30 eur, p\u0159ibli\u017en\u011b 21% hospoda\u0159\u00ed s t\u00fddenn\u00ed \u010d\u00e1stkou 10\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/casopiszeny.cz\\\/?p=657#article\",\"name\":\"Jak\\u00e9 je pr\\u016fm\\u011brn\\u00e9 kapesn\\u00e9 st\\u0159edo\\u0161kol\\u00e1k\\u016f? 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